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Once 55 Day card

  • At a glance

    Access a network of leading Once retailers to shop Interest Free - up to 48 months Interest Free* - with a Once 55 Day card.

  • Rates & Fees


    Annual Fee
    23.99% p.a. Standard Variable Rate
    23.99% p.a. Interest on cash advances
  • How to apply

    Apply online now! It’s easy and paperless.




  • Features
  • Benefits
  • Rates & Fees



Interest Free days

Up to 55 days on Once 55 Day card purchases*.

Up to 48 months when you shop at participating Once retailers^.

Balance Transfer

0% interest for 6 months when requested at the time of application on any balance transfer.

Visa payWave

Wave & Go on Once 55 Day card purchases less than $100.



Online Access

Manage your Once Account online - view statements and transactions, transfer funds, pay bills via BPAY online and set up a direct debit.

Apple Pay

If you have a compatible Apple device, add your card to Apple Pay and you can use your iPhone, Apple Watch or iPad to pay for purchases in store, in apps or online. Learn more

Free ATM access

No ATM direct charge when you use the rediATM network, including NAB and BOQ ATMs.

Rates & Fees

Rates & Fees

Annual Fee


Standard Variable Rate

23.99% on Once 55 Day card purchases and cash advances.

Promotional Interest Rates

Promotional low interest rates may be available from time to time at selected Once retailers.

How to apply

Apply online now! It’s easy and paperless. Get a quick decision and you can enjoy the benefits of the Once 55 Day card in next to no time.

View the Key Facts Sheet before you apply.


Compare the savings!

Compare the Once card with regular credit cards and see how much you could save with your Interest Free Term purchases.



For more information about the Once 55 Day card, and before you apply, read our Conditions of Use & Credit Guide.

*Subject to suitability assessment and credit approved applicants only. Fees and charges apply and are available in the Product Schedule. Up to 55 days Interest Free is available on all Once 55 Day card purchases (excluding cash withdrawals), when you pay, by the payment due date, the amount identified in your statement as the ‘optional repayment to qualify for up to 55 days Interest Free'. Interest is payable on any balance outstanding after the Interest Free Term.

~Available at participating Once retailers. Minimum purchase and conditions may apply. The promotional terms available may vary per Once retailer.