How it works

Buy now and pay over time with Interest Free terms

So, you have applied for a Once account and you’re approved. Start shopping!

Buy from a network of Once retailers

Shop at any of our participating Once retailers and get up to 48 months Interest Free~ on your purchase.

There is no need to pay a lump sum when you can buy what you want today, take it home on the spot and have the convenience of paying it off within your Interest Free term. Instead of paying $4,000 in one hit, pay $167 per month over 24 months*. It’s that simple.

Buying is easy. Select your goods and present your Once card to the sales consultant at a Once retailer. They will process an additional purchase on your behalf. Even without a card, simply advise the sales consultant you have a Once account. 

Locate a Once retailer near you to start shopping.

Shop anywhere Visa is accepted

If you don’t find what you’re looking for with us, you can use your Once card anywhere else, worldwide wherever Visa is accepted, and still buy what you want now - with Once Interest Free terms. Dip your card in the terminal or Wave & Go, with payWave, for those quick purchases less than $100. 


~Available at participating Once retailers only. Minimum purchase and conditions may apply. The promotional terms available may vary per Once retailer.

*This is an indicative monthly repayment only, based on a Once account purchase of $4,000 over a 24 month promotional period. This excludes the $99 Annual Fee, charged on the account open date and annually on the anniversary of the account open date, and assumes no additional purchases, cash withdrawals or any other fees and charges are made on the Once account.