Life Cover at a glance

This policy provides cover in the event of your death that can help your family to continue living the lifestyle you’ve provided for them.

• Pays out a lump sum (the amount you select up to $1,000,000) if you die. The policy can be owned by you or, if we agree, someone else can own it on your life^
• The lump sum is paid to your estate or the person who owns the policy.
• Pays out up to 12 months earlier if you’re diagnosed with a terminal illness^
• To buy this online product you must be:
  • aged 20 to 59 years old.
  • an Australian citizen living in Australia, NZ, US, Canada, UK, Ireland, Hong Kong or Singapore or hold an Australian Permanent Residency visa or a NZ resident living permanently in Australia.
• As long as you continue to pay the premiums and policy fees, you’ll remain covered until you’re 79 years old.
• You can choose to pay for this via direct debit or credit card.
• When you purchase this product, you’ll pay on a monthly basis.
• Your payments increase each year as you get older.
• Each year your cover will increase to keep pace with inflation. You can decline the increase if you wish.
• You can either decrease your policy or cancel your policy at any time without penalty.
• The minimum sum insured is $100,000.

^ For full detail on your policy benefits and exclusions, please read the Product Disclosure Statement and our Sample Policy Document.