Once Personal Credit
Once Personal Credit is an innovative line of credit that gives you access to extra cash when you need it. You only have to apply for a Once Personal Credit account once and you can use it again and again.
Up to $25,000 for any purpose
Whether it is a second car, a home renovation, an overseas holiday, school fees, adult education, or just extra cash, Once Personal Credit is money for any purpose. You decide how to use it!
Easy Access
Simply transfer funds from your Once Personal Credit account to your regular bank account anytime via the internet. You can transfer any amount up to your credit limit, and you can use the account over and over to make as many transfers as you need.
The benefit is that you control how much you transfer, so you only pay interest on the credit you use.
No hidden fees or charges
There are no monthly account keeping fees, no annual fees, no transaction fees, no exit fees or early repayment fees. See table below for full details of all fees and charges.
At Once, we are committed to providing our customers with information about fees and charges and how to avoid them if possible.
Apply Now!
| Product Details |
| Interest Rate |
14.9% p.a. ^ |
| Fees |
No monthly account keeping fees
No annual fee
No transaction fees
No early repayment fees
$150 application fee
$25 late payment fee
$5 statement reprint fee |
| Minimum Monthly Repayment |
2% of outstanding balance or $10, whichever is greater. |
| Credit Limit Available |
$10,000 to $25,000 |
^ Interest rate is variable and subject to change.